Wisefig

Subsplash vs Pushpay: a head-to-head comparison for 2026

By Sankalp Jonna · Last reviewed April 2026

If you're shopping for church management software in 2026, you'll narrow it to two tools fast — and odds are this is one of those moments. Subsplash and Pushpay both target mid-to-large churches with sales-led pricing and bundled product suites, but their centers of gravity are very different.

The meaningful difference: Subsplash is an app-and-media company that grew into ChMS and giving. Pushpay is a giving company that grew into apps and ChMS. The Subsplash app is the best-in-category branded mobile experience for sermons and live streaming. The Pushpay donor experience is the best-in-category giving flow.

If your digital strategy centers on a media-first branded app — sermons, live stream, content distribution — Subsplash is built for you. If your digital strategy centers on giving and donor management, Pushpay is built for you. They overlap heavily in the middle, but the right answer almost always reveals itself in that first question: app-first or giving-first.

TL;DR

Choose Subsplash if…
  • Your weekend strategy centers on a polished branded app for sermons, live stream, and media distribution.
  • You want bundled live streaming and media hosting that replaces a separate Resi or Vimeo OTT contract.
  • You're a teaching-heavy church where sermon discovery and on-demand playback matter as much as in-person attendance.
  • You're willing to live with a weaker ChMS module in exchange for the best app and media experience in the category.
  • Your digital reach is national or distributed, not just centered on your physical campus.
Choose Pushpay (with Church Community Builder) if…
  • Your top priority is donor experience and giving conversion — text-to-give, digital wallet, recurring gift management.
  • You need a CSM relationship and the deepest reporting on donor retention and lapsed-giver cohorts.
  • You want a tighter ChMS pairing via Church Community Builder rather than Subsplash's bolted-on database module.
  • You're processing seven figures of giving annually and need a vendor whose product is built around that workflow.
  • Your church's brand presence is centered on Sunday morning rather than on a media empire.

Side-by-side

FeatureSubsplashPushpay (with Church Community Builder)
Score8.0 / 108.2 / 10
Starting priceCustom pricingCustom pricing
Free planNoNo
Transaction feesAround 2.6-2.9% + $0.30 on Subsplash GivingTiered, generally ~2.5-3.0% + $0.30; lower for high-volume churches
Best for sizemid, large, multi-sitemid, large, multi-site
Branded app qualityBest-in-category; native feel, polished sermon player, fast launchExcellent; particularly strong on giving flows and donor portal
Live streamingBundled in; replaces separate Resi or Vimeo OTT contractAvailable via Resi partnership; usually a separate contract
Giving flow polishSolid; text-to-give and in-app giving work wellBest-in-category; conversion on first-time digital gifts is the standard
ChMS moduleWeakest part of the suite; feels bolted onChurch Community Builder; more mature but UI is dated
Volunteer schedulingEssentially absent; churches keep Planning Center alongsideBasic in CCB; many Pushpay churches still run Planning Center
Reporting on givingFunctional; weaker on retention cohortsDeep cohort analysis, lapsed-giver alerts, pledge tracking
Website builderIncluded in Subsplash One bundleNot included; assumes you use a separate website vendor
Contract termsMulti-year contracts standard; renewal pricing tends to climbAnnual or multi-year, often with auto-renewal
Best-fit church typeMedia-driven, teaching-heavy, distributed audienceGiving-driven, in-person-centered, multi-campus

Setup & onboarding

Both are sales-led with structured implementation. Subsplash's onboarding is heavy on the app side — your CSM walks you through app store submission, branding configuration, and content migration, which removes a real burden if you've never shipped a mobile app before. Expect 4-8 weeks before your branded app is live on the iOS and Android stores.

Pushpay's onboarding is heavy on the giving side — donor migration, recurring gift conversion, and giving form deployment. Implementation timelines are similar (4-8 weeks), and the CSM relationship that starts during onboarding tends to be the most enduring touchpoint. Neither is fast, and neither is cheap to leave once you're in. The honest read: choose based on which onboarding emphasis matches your priority, because that emphasis tells you what the vendor will optimize for going forward.

Core features

Subsplash's app and media product is the best in the category. The branded app feels native, sermon and live stream playback are polished, and the bundled media hosting saves real money versus paying separately for OTT. For churches whose digital strategy is media-heavy — distributed audience, on-demand sermons, app-as-the-front-door — nothing else competes.

Pushpay's giving and donor management is the best in the category. Text-to-give converts unusually well, digital wallet flows are two taps, and the reporting on retention cohorts and lapsed givers is genuinely first-class. CCB pairs natively for ChMS, though CCB itself is a generation behind Planning Center in UI.

The ChMS comparison is unflattering for both. Subsplash's database module feels bolted on. CCB is mature but dated. Many churches running either platform still pay Planning Center separately for Services and the modern People experience — a real cost that often gets ignored in the initial pricing comparison.

Pricing breakdown

Both are quote-based and start in the hundreds of dollars per month. Real-world pricing for a typical mid-large customer:

Subsplash Engage (app + media) typically runs $200-400/month. Engage + Giving adds another tier, and Subsplash One (app + giving + ChMS + website + streaming) often lands $500-900/month. Multi-year contracts are standard and renewal bumps are real.

Pushpay's giving platform alone typically runs $300-1,000+/month, plus the branded app, plus CCB if bundled — call it $1,000-2,500/month for a comparable mid-large customer. Transaction fees on Pushpay tend to be 0.5-1% higher than Subsplash on equivalent volume.

The honest read: Subsplash One is often cheaper than the Pushpay-CCB equivalent for similar feature breadth, especially for media-heavy churches that would otherwise pay separately for live streaming. Pushpay wins on giving polish; Subsplash wins on bundled-cost-per-feature.

Support & community

Both vendors do CSM-led support well. Subsplash's CSMs are particularly strong on the app and media side — they handle app store maintenance, submission to Apple and Google, and configuration changes that would otherwise require a developer.

Pushpay's CSMs are particularly strong on giving operations — recurring gift management, capital campaign setup, and donor data hygiene. The depth of churches running on Pushpay means there's a large peer community and consultant pool, similar to but somewhat smaller than Planning Center's.

For escalations and Sunday morning issues, both vendors are responsive. The differentiator is what your CSM will know best — your app or your giving — and that maps cleanly to the underlying product center of gravity.

Mobile experience

Subsplash wins decisively on member-facing mobile. The branded app is the only one in the category that consistently feels like a real native product, with launch times, sermon player polish, and overall UX that match consumer media apps.

Pushpay's app is excellent but more giving-focused. The donor experience inside it is the best in the category, but the sermon and content side is a tier below Subsplash. For a member who opens the app primarily to watch sermons or live stream, Subsplash is the better experience. For a member who opens the app primarily to give, Pushpay is.

For staff-facing mobile, both lag Planning Center's modular admin experience. Neither is a tool you'd choose because the staff app is great.

Verdict

Choose based on your digital center of gravity. If your church is media-driven — sermons matter, the app is the front door, live streaming is core to your reach — Subsplash is the better choice and it isn't close. The branded app is the best in the category, the bundled live streaming saves real money, and the rest of the suite is competent enough to work as a primary platform.

If your church is giving-driven — capital campaigns, donor retention, recurring gifts as the primary revenue engine — Pushpay is the better choice. The donor experience converts higher, the reporting is genuinely first-class on retention metrics, and the CSM relationship pays for itself at scale. The honest secondary recommendation: most churches that choose either of these still end up paying Planning Center separately for Services and a modern ChMS, and you should factor that into the total cost.

Frequently asked questions

Which has the better branded mobile app, Subsplash or Pushpay?
Subsplash, decisively. Subsplash's app feels like a native consumer media product — fast launches, polished sermon player, smooth live stream playback. Pushpay's app is excellent but optimized for giving rather than content consumption. For a media-heavy church, this difference is the whole comparison.
Can I use Subsplash for giving instead of Pushpay?
Yes. Subsplash Giving is a real product and works well, with rates around 2.6-2.9% + $0.30. It's not as polished on retention cohorts and lapsed-giver workflows as Pushpay, but for most churches under $5M annual giving, the gap doesn't justify the price difference.
Does Subsplash have a real ChMS?
It has a ChMS module, but it's the weakest part of the Subsplash suite. Most Subsplash churches with serious database needs still pair it with Planning Center People. If ChMS depth is your priority, neither Subsplash nor Pushpay is the right primary platform.
Are renewal price increases really an issue with these vendors?
With both, yes — but more notably with Subsplash, where renewal pricing climbing 10-20% year over year is a common complaint in third-party reviews. Negotiate multi-year locks at a fixed rate during initial contract talks, and budget for renewal renegotiation actively.
Which has lower transaction fees?
Subsplash is usually slightly cheaper on transaction fees (around 2.6-2.9%) versus Pushpay's tiered 2.5-3.0%. The platform fee math often dominates the comparison, though — Subsplash's bundled pricing tends to be lower than Pushpay's all-in cost for comparable feature breadth.
Do either of these include live streaming?
Subsplash includes live streaming and media hosting in their bundles. Pushpay typically requires a separate Resi contract (which Pushpay partners with) for live streaming. For a media-heavy church, this is a meaningful cost difference.
Can I get out of a Subsplash or Pushpay contract early?
Generally, no. Both vendors use multi-year contracts as a structural part of their pricing model, and early termination clauses are usually punitive. Read the contract carefully and assume you're committing for the full term.