The 9 best church giving software in 2026
By Sankalp Jonna · Last reviewed April 2026
Online giving used to be the side project that pastors handled by passing a literal plate. In 2026, it's the front door. The platform you pick decides whether a one-time visitor becomes a repeat donor, how much your treasurer hates Mondays, and how much of every dollar leaves the building before it touches your fund accounts.
We tested fifteen church platforms hands-on across recurring setup, mobile flows, ACH handling, and Sunday-morning failure modes. Eight of them are worth a real evaluation. The rest either price small churches out, run on a 2018 donor experience, or only make sense if you're already locked into a larger suite.
Writing here is AI-assisted from raw testing notes. Judgments and rankings are ours. We have no affiliate relationships with the vendors below and the rankings reflect what we'd recommend a pastor friend, not what the vendor would prefer.
What makes a great church giving software?
Here’s what we look for when we evaluate this category. Every tool below was scored against the same criteria.
How fast a first-time giver can set up a repeat gift, and how easily they can edit it without calling the office.
All-in cost per dollar received, including platform fee, processor fee, and ACH versus card splits.
Mobile flow quality, autofill behavior, digital wallet support, and friction on the first ever gift.
Donor retention cohorts, lapsed-giver alerts, pledge tracking, and clean exports for the bookkeeper.
Year-end tax statement workflows, batch sending, and how much manual cleanup the treasurer ends up doing in January.
How the platform flags suspicious gifts, handles disputes, and protects small churches from card-testing attacks.
Comparison at a glance
| Tool | Score | Best for | Pricing | Free plan | Standout |
|---|---|---|---|---|---|
| Tithe.ly | 8.4 | Churches under 600 people who want online giving live this week with no monthly fee and no contract. | Free tier available | ✓ | Free giving plan with no monthly fee is the most aggressive pricing in the category by a wide margin. |
| Pushpay (with Church Community Builder) | 8.2 | Churches above 1,500 weekend attendance who want a high-touch CSM, a polished donor app, and CCB tied to giving records. | Custom pricing | — | The donor-app experience and high-touch account management are unmatched at the megachurch scale. |
| Planning Center | 9.3 | Existing Planning Center churches who want giving tied to people records and statements without leaving the suite. | Free tier available | ✓ | Services is the best worship-planning and volunteer-scheduling tool in the entire category, full stop. |
| Givelify | 7.6 | Black church, AME, and Pentecostal congregations whose members already have the Givelify app installed. | Free tier available | ✓ | The pre-installed donor base — millions of givers already have the Givelify app — is a genuine network effect. |
| Continue To Give | 7.4 | Churches with donors asking about stock or crypto giving who don't want to redirect them to a third party. | Free tier available | ✓ | Stock and cryptocurrency giving are properly built in, not just an awkward redirect to a third party. |
| Subsplash | 8.0 | Media-forward churches whose donor experience flows through the church's branded mobile app, not a generic giving page. | Custom pricing | — | The custom-branded app is the best in the category and the only one that consistently feels like a real native product. |
| Breeze ChMS | 8.7 | Existing Breeze churches who want giving inside the same database as people, attendance, and check-in. | From $72/mo | — | Pricing transparency is the cleanest in the category — one number, unlimited everything. |
| EasyTithe | 6.6 | Existing Servant Keeper or Ministry Brands customers who need their giving rail to stay inside the family. | Free tier available | ✓ | Strong continuity for existing Servant Keeper and Ministry Brands customers who need integrated giving. |
| Aplos | 7.4 | Churches that already need Aplos for fund accounting and want their giving to post directly to the ledger as journal entries with no manual sync. | From $79/mo | — | Genuine fund accounting designed for nonprofits, paired with donor management and giving in a single ledger. |
1. Tithe.ly
Aggressively priced giving platform with a growing ChMS, app, and website stack underneath it.

- Free giving plan with no monthly fee genuinely removes the financial barrier for churches launching online giving.
- All-Access bundle is the cheapest path to website + app + giving + ChMS in a single bill.
- Sites builder produces clean, mobile-first church websites without needing a developer.
- Active acquisition strategy (Breeze, Elvanto) means the platform footprint keeps expanding.
- Migrating donors from another platform is smooth — Tithe.ly will actively help move recurring gifts.
- Multiple acquired products under one brand creates a confusing UX; ChMS, Sites, and Giving all feel like different apps.
- Customer support has slipped in 2024-2025 reviews; ticket times stretched to days during peak season.
- Reporting is functional but can't match Pushpay or Planning Center for cohort analysis.
- Volunteer scheduling exists but most churches still use Planning Center Services alongside it.
- Roadmap priorities are unclear — it's hard to tell which acquired product is actually getting investment.
Churches under 600 people who want online giving live this week with no monthly fee and no contract.
You need cohort-level donor analytics or you're processing enough volume that a negotiated rate beats Tithe.ly's flat pricing.
Tithe.ly's bet on free giving was the right one, and it's how they got footholds in tens of thousands of churches. The harder bet is whether they can stitch Breeze, Elvanto, Sites, and the original Giving app into something that feels like one product. Right now it doesn't — it feels like a holding company. For a 150-person church just trying to take their first online gift, that doesn't matter and you should sign up today. For a 600-person church evaluating an all-in-one, the seams are visible enough that we'd seriously look at Planning Center plus a separate website tool instead.
2. Pushpay (with Church Community Builder)
Enterprise-grade giving and ChMS suite aimed squarely at large multi-campus churches.

- Donor experience is genuinely best-in-class: text-to-give, recurring setup, and digital wallet flows have very low friction.
- Branded app product is mature and used by many of the largest churches in the US, with solid sermon and live-stream playback.
- Reporting on giving is deep — donor retention cohorts, lapsed-giver flagging, and pledge tracking are first-class.
- Account management is high-touch; your CSM actually knows your campus structure and giving patterns.
- CCB integration lets you tie giving back to small-group attendance and discipleship paths in one record.
- Pricing is opaque and quote-only; smaller churches routinely get pushed out of the funnel by sales gating.
- Transaction fees are higher than Stripe-direct competitors like Tithe.ly or Planning Center Giving.
- Contracts are typically annual and often multi-year, with auto-renewal clauses that catch staff off guard.
- CCB feels like the older product in the pairing; UI hasn't kept pace with Planning Center or newer entrants.
- Switching off Pushpay is meaningfully painful — donor data export and recurring-gift migration both require manual coordination.
Churches above 1,500 weekend attendance who want a high-touch CSM, a polished donor app, and CCB tied to giving records.
You're under 500 people or you refuse to sign a multi-year contract to find out what the platform costs.
Pushpay is the enterprise pick. If you're a 5,000-person multi-site church, you almost certainly already use it or have considered it, and the reasons are real: the donor app converts, the CSM relationship matters when you're processing seven figures of giving annually, and the CCB pairing covers most of what you need. The catch is that you pay for that polish, and the contract structure makes it hard to leave. We'd push back hard on any church under 500 people who's been pitched this — you're paying for a tier of service you won't use.
3. Planning Center
The modular industry standard for service planning, volunteer scheduling, and people management.

- Modular pricing means you only pay for the products you actually use, instead of bundling features you'll never touch.
- Services module is genuinely the gold standard for worship planning, with chord charts, rehearsal recordings, and conflict-aware scheduling.
- Church Center mobile app gives members one polished entry point for giving, groups, events, and check-in.
- Strong API and webhook coverage make it the easiest ChMS to integrate with custom tooling or third-party reporting.
- Onboarding is self-serve and well-documented; most churches go live without a paid implementation contract.
- Costs add up fast once you adopt 4-5 modules; a 500-person church can easily spend $250+/month before processing fees.
- No native general-ledger accounting, so finance teams still need QuickBooks or another system alongside it.
- Reporting across modules is inconsistent; some products have rich filters, others feel like an afterthought.
- The product suite still feels like separate apps stitched together, which means navigating between Services, People, and Giving has friction.
- No website builder, so churches needing a CMS have to pair it with Squarespace, Subsplash, or similar.
Existing Planning Center churches who want giving tied to people records and statements without leaving the suite.
You're not already on Planning Center; the value is the integration, not the giving product on its own.
Planning Center has earned its reputation. Services in particular is the kind of product that ruins you for competitors — once a worship pastor has scheduled bands, sent rehearsal mp3s, and tracked declines from a phone, going back to spreadsheets feels archaic. The trade-off is that PCO has stayed deliberately narrow: no accounting, no website builder, no live streaming. That focus is the reason each module is so good, but it also means you'll be writing checks to two or three other vendors. For churches over ~150 people with a real worship rotation, this is the safe pick. Smaller churches should look at Breeze first.
4. Givelify
Donor-app-first giving platform that prioritizes ease of one-time mobile gifts over deep ChMS reporting.

- The donor app has unusually high install volume across Black church and historically Black denomination contexts.
- Donor experience is genuinely two taps to give; setup friction for new givers is among the lowest in the category.
- No monthly fee means even tiny churches can adopt it without a budget conversation.
- Onboarding for the church side is fast — most accounts go live the same day.
- Strong brand presence in specific denominational communities (AME, Pentecostal, Baptist) creates donor familiarity.
- Transaction fees are flat at 2.9% + $0.30 with no break for ACH or high volume — expensive at scale.
- It's a giving app only, not a ChMS; you'll need a separate tool for membership and check-in.
- Reporting is shallow compared to Pushpay or Planning Center Giving.
- Limited donor segmentation, lapsed-giver alerts, or pledge tracking.
- Branded-app experience is Givelify's app, not your church's; some staff feel that dilutes their brand.
Black church, AME, and Pentecostal congregations whose members already have the Givelify app installed.
You process enough volume that the flat 2.9% fee starts costing you more than a monthly platform fee would.
Givelify is one of the few church tools whose primary moat is consumer-side network effects. In specific denominational communities — particularly Black churches — the app is already on members' phones, and that genuinely matters. The giving experience is excellent for one-time gifts. Where it falls short is anything beyond giving: there's no ChMS, reporting is thin, and the 2.9% fee at higher volumes adds up versus Stripe-direct competitors. Use it as a giving rail, not a platform.
5. Continue To Give
Multi-channel giving platform with strong text-to-give and crypto/stock donation support for nonprofits.

- Supports unusually broad giving channels — text, kiosk, app, web, stock, and crypto — in one platform.
- Tiered pricing actually rewards volume with better rates, unlike flat-fee competitors.
- Stock and crypto giving are first-class, not bolted-on, which matters for some donor segments.
- Recurring giving setup is clean and the donor portal allows self-service edits.
- Free plan is genuinely usable for very small churches that want a no-commitment start.
- Brand recognition is low; donors don't already have the app installed the way they might with Givelify.
- Not a ChMS; you'll need a separate tool for membership, attendance, and groups.
- Reporting is functional but lacks the cohort and retention analyses Pushpay offers.
- The volume of giving channels can feel overwhelming for small churches that just want one online form.
- Customer support is fine but smaller than the major platforms, which can mean slower turnaround at peak.
Churches with donors asking about stock or crypto giving who don't want to redirect them to a third party.
You just need a simple credit card form on your homepage and exotic giving channels would be noise.
Continue To Give is a thoughtful platform that's quietly built one of the broadest giving-channel feature sets in the category. If you have donors asking about stock or crypto giving, this is one of the only platforms that handles it without making you call a sales rep. The trade-off is brand and ecosystem: there's no installed donor base, no ChMS underneath, no growing app footprint. We see it as a specialist giving tool — pick it for the channel breadth, pair it with a real ChMS, and don't expect it to be a platform play.
6. Subsplash
Custom church mobile apps and media platform that has grown into a full giving and ChMS suite.

- App quality is genuinely high — fast launch times, polished sermon player, native feel on iOS and Android.
- Bundled live streaming and media hosting saves churches from paying separately for Resi or Vimeo OTT.
- Custom-branded app distribution under your church's name on the app stores is included, not an upcharge.
- Subsplash One bundle is one of the few real all-in-ones if you want app, web, giving, and CRM from one vendor.
- Customer success is responsive and includes app store submission/maintenance, which removes a real burden.
- Pricing is sales-gated and aggressive; sticker shock is the most common complaint in third-party reviews.
- Multi-year contracts are standard and difficult to exit early.
- ChMS module is the weakest part of the suite and feels bolted on compared to Planning Center or Breeze.
- Volunteer scheduling is essentially absent — churches keep Planning Center Services alongside.
- Renewal pricing tends to climb meaningfully year over year unless you actively renegotiate.
Media-forward churches whose donor experience flows through the church's branded mobile app, not a generic giving page.
Giving is your only need; you'll be paying for app and streaming you don't use.
Subsplash is what you buy when you want your church to feel like a media company. The app is excellent and it's the reason most customers stay. The rest of the suite ranges from competent to noticeably weaker than category leaders, and the pricing model is firmly enterprise — expect a sales call, expect a contract, and expect renewal bumps. We'd recommend it without reservation to churches whose digital strategy is media-heavy. For churches whose primary problem is 'we need a database that works,' there are better and cheaper answers.
7. Breeze ChMS
Flat-fee, simple ChMS that wins on pricing transparency for small and mid-size churches.

- One flat price means you can plan your budget for the year without worrying about hitting member-count brackets.
- Setup genuinely takes an afternoon; the data import wizard and contextual help are aimed at non-technical office staff.
- Free 1-on-1 onboarding calls are included, which is rare at this price point.
- Tagging system replaces the rigid groups/lists model used by older ChMS and is far more flexible for small staffs.
- Works as well from a Chromebook in a church office as from a phone, with no separate admin app.
- Volunteer scheduling is functional but a tier below Planning Center Services for any church with a band rotation.
- Reporting is shallow; you can't easily slice attendance against giving over a multi-year window without exports.
- No general-ledger accounting; you'll still need QuickBooks or Aplos for finance.
- Acquired by Tithe.ly in 2021 and roadmap velocity has visibly slowed since.
- No website builder and no native live streaming; very much a back-office tool, not a digital front door.
Existing Breeze churches who want giving inside the same database as people, attendance, and check-in.
You aren't already paying the Breeze monthly fee; the giving product alone isn't differentiated enough.
Breeze is what most small-church administrators actually want: a flat $72/month bill, a database that doesn't fight them, and check-in that works on Sunday morning. It's not the most powerful ChMS — Planning Center will out-feature it on every comparison sheet — but it's the one we'd recommend to a 200-person church without hesitation. The post-acquisition slowdown is the asterisk. Tithe.ly clearly bought Breeze for the customer base, and the product hasn't made a major leap in two years. If you sign up now, you're betting it stays this good rather than gets meaningfully better.
8. EasyTithe
Long-running giving processor now consolidated under Ministry Brands, mostly maintained for its existing base.

- Free tier with no monthly fee is genuinely usable, similar to Tithe.ly.
- Tight integration with Servant Keeper and other Ministry Brands products eases workflow for existing customers.
- Volume-based tiering rewards larger churches with lower processing rates.
- Long track record of compliant tax-statement and reporting workflows.
- Simple to set up if you don't need anything beyond a basic giving form.
- Roadmap and product investment have visibly slowed since the Ministry Brands consolidation.
- UI feels generations behind Tithe.ly, Givelify, or Planning Center Giving.
- Brand and donor app have minimal awareness outside the existing Ministry Brands customer base.
- Customer support quality has slipped according to multiple recent third-party reviews.
- No standalone ChMS underneath — you'll be paying for another tool alongside it.
Existing Servant Keeper or Ministry Brands customers who need their giving rail to stay inside the family.
You're a fresh buyer with no Ministry Brands ties — Tithe.ly or Givelify will serve you better at the same price.
EasyTithe is, frankly, in maintenance mode. It does what it's done for years — process online and text giving, generate tax statements, integrate with Servant Keeper — and it does it competently. But the energy in the giving-platform category is clearly elsewhere: Tithe.ly's pricing, Givelify's donor network, Planning Center's reporting. We'd only recommend EasyTithe to existing customers in the Ministry Brands orbit who would feel the cost of switching. For everyone else, this is a category where the leaders have meaningfully pulled ahead, and there's no reason to choose the laggard.
9. Aplos
Fund-accounting-first software for churches and small nonprofits, with donor management and online giving in one ledger.

- Built around true fund accounting, which is the right architecture for churches that need to track restricted gifts, designated funds, and grant balances cleanly.
- Bundles bookkeeping, online giving, donor management, and contribution statements into one system, so small churches don't have to stitch QuickBooks plus a ChMS plus a giving platform together.
- The interface is unusually approachable for accounting software, and treasurers without an accounting background routinely report being able to run month-end without a CPA.
- Reporting is purpose-built for nonprofits, including IRS Form 990 prep helpers, designated-fund balance reports, and donor acknowledgement letters that satisfy IRS substantiation rules.
- The company has been independent and focused on nonprofits since 2009, with steady product investment rather than the feature stagnation common in church-tech.
- No child check-in, no volunteer scheduling, no attendance tracking, and no small-groups module, so it isn't a real ChMS in the Planning Center or Breeze sense.
- No live-streaming product and no first-class mobile app for congregants; the mobile experience is a thin ledger-entry app for staff.
- SMS messaging is absent, and mass email is functional but basic compared to Mailchimp or a dedicated ChMS communications module.
- Pricing has crept up materially in recent years, with multiple reviewers reporting 30 to 300 percent jumps at renewal, and the $79 entry tier feels expensive for a church under 100 people.
- Customer support quality is inconsistent, with recent reviews describing long phone holds and slow ticket turnaround during peak season.
Churches that already need Aplos for fund accounting and want their giving to post directly to the ledger as journal entries with no manual sync.
You only need a giving rail and have no plans to use Aplos for accounting — the giving fees are higher than Tithe.ly and the donor UX is more checkout-page than branded-app.
Aplos is one of the few products that takes fund accounting seriously without requiring a CPA to operate it, and that's a real and underserved niche. For a church treasurer drowning in QuickBooks workarounds and a separate giving platform, consolidating onto Aplos genuinely simplifies the back office. The trade-off is that Aplos is a finance system with a donor database bolted on, not a church management system, so anyone expecting check-in, scheduling, or congregant-facing apps will be disappointed. Pricing is also drifting upward faster than the feature set is, which makes the value calculus tighter than it was three years ago. Recommended for finance-first churches; pair it with a real ChMS rather than expecting it to replace one.
Verdict
If you're starting from zero and don't already have a ChMS you love, Tithe.ly is the right call. The free giving plan removes the budget conversation entirely, the donor flow is competitive with anything except Pushpay, and you can have your first online gift live the same afternoon. It's the answer for the long tail of churches under 600 attendees.
If you're already a Planning Center church, just turn on Planning Center Giving. The integration with the rest of the suite — pledges, donor records, statement generation — is worth more than any rate difference you'll get elsewhere. And if you're a 1,500+ attendee multi-site with a real development office, Pushpay is still the enterprise pick despite the contract structure; the donor app and CSM relationship genuinely earn their keep at that scale.
The one tool we'd push readers toward in a specific case: if your members are predominantly in Black church or AME communities, Givelify's pre-installed donor base is a real network effect and worth the higher all-in fee.