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Tithe.ly review: is it worth it in 2026?

By Sankalp Jonna · Last reviewed April 2026

Tithe.ly · Founded 2014 · Sydney, Australia (with US ops)

Tithe.ly

Aggressively priced giving platform with a growing ChMS, app, and website stack underneath it.

Visit Tithe.ly
Score
8.4 / 10
Pricing
Free tier available
Best for
Small-to-mid churches who want online giving live tomorrow with no contract and minimal monthly cost.
Tithe.ly product screenshot

Tithe.ly's bet was that small churches would pay nothing per month and only the transaction rate to take their first online gift. It worked. The platform now sits on tens of thousands of small-church accounts, and the free Giving plan is genuinely the most aggressive pricing in the category by a wide margin.

The complication is everything else under the brand. After acquiring Breeze, Elvanto, and stitching in Sites, App, and Messaging, Tithe.ly has a homepage that lists six products and a UX that still feels like six products. For a 150-person church just trying to take their first online gift, that doesn't matter — sign up today. For a 600-person church evaluating the All-Access bundle as a true all-in-one, the seams matter, and we'd want you to see them clearly before signing.

What it is

Tithe.ly is an Australian-American church technology company founded in 2014 in Sydney. The original product was Tithe.ly Giving, a low-friction online and mobile giving platform aimed at small churches that previously couldn't justify a giving processor. The company built a no-monthly-fee giving plan as the wedge, then expanded by acquisition: Breeze ChMS in 2021, Elvanto (a different ChMS, mostly used in Australia and the UK) earlier, plus homegrown products like Tithe.ly Sites (a website builder), Tithe.ly App, and Tithe.ly Messaging.

The Giving product is still the core and still the best reason to use the platform. It runs on a Stripe-style processor model: no monthly platform fee on the free plan, transaction rates of roughly 2.9% + $0.30 on cards and 1% + $0.30 on ACH, with the option to upgrade to a Pro plan that lowers rates. Donors can give via web, in-app, or text, and the recurring giving setup is clean.

The ChMS product is essentially a thinner, lower-priced sibling to Breeze ChMS — itself owned by Tithe.ly. Whether you should buy the Tithe.ly ChMS or the Breeze ChMS or wait for them to merge is a question Tithe.ly itself doesn't answer cleanly, and that ambiguity is the most honest tell about where the product strategy is.

The All-Access bundle puts Giving, ChMS, Sites, App, and Messaging under one monthly price. It's the cheapest path to that feature set in the category. It also feels like five different apps stitched together because that's largely what it is.

Who it’s for

Tithe.ly Giving is for any church under 500 people that wants online giving live in 24 hours with no contract. There is essentially no reason a small church wouldn't at least put the free Giving plan in their stack. Even churches whose primary ChMS is Planning Center or Breeze sometimes use Tithe.ly Giving as the giving rail because the rates are competitive and the donor experience is fine.

The All-Access bundle is harder to recommend cleanly. It's right for churches between 100 and 500 people who genuinely want one bill and don't have strong opinions about depth in any single module. It is wrong for churches over 600 who'll feel the gaps in reporting and scheduling, and wrong for churches with a power user on staff who'll get frustrated with the inconsistent UX between modules. If either of those describes you, Planning Center plus Tithe.ly Giving plus a separate website is a meaningfully better stack at a similar total cost.

Key features

Free giving plan

No monthly platform fee, ever. You pay only per-transaction processing (about 2.9% + $0.30 on cards, 1% + $0.30 on ACH). The most aggressive pricing in the category and the main reason small churches sign up.

Pro giving plan

Around $39/month with lowered processing rates. Pays off once your monthly giving volume crosses roughly $10-15k; below that, the free plan is mathematically better.

All-Access bundle

Around $159/month bundling Giving, ChMS, Sites, App, and Messaging. The cheapest path to website + app + giving + ChMS in a single bill, though the modules feel less unified than the price implies.

Tithe.ly Sites

A church-specific website builder that produces clean mobile-first sites without a developer. Closer to Squarespace than to Subsplash; fine for most small churches that want a credible web presence quickly.

Tithe.ly App

A member app with sermons, giving, and event sign-ups. It's not a custom-branded app the way Subsplash is — it's the Tithe.ly App with your church inside it. That's fine for most churches and a problem for churches whose digital strategy hinges on brand.

ChMS module

Membership, groups, attendance, and basic check-in. Functional but a clear tier below Breeze (also Tithe.ly-owned) and well below Planning Center. Most All-Access customers we talk to wish this module felt more polished.

Donor migration help

Tithe.ly will actively help move recurring gifts from a previous processor — uncommon in the category. If you're switching off Pushpay, EasyTithe, or another platform, this is a real reason to look at Tithe.ly.

Pros & cons

Pros
  • Free giving plan with no monthly fee genuinely removes the financial barrier for churches launching online giving.
  • All-Access bundle is the cheapest path to website + app + giving + ChMS in a single bill.
  • Sites builder produces clean, mobile-first church websites without needing a developer.
  • Active acquisition strategy (Breeze, Elvanto) means the platform footprint keeps expanding.
  • Migrating donors from another platform is smooth — Tithe.ly will actively help move recurring gifts.
Cons
  • Multiple acquired products under one brand creates a confusing UX; ChMS, Sites, and Giving all feel like different apps.
  • Customer support has slipped in 2024-2025 reviews; ticket times stretched to days during peak season.
  • Reporting is functional but can't match Pushpay or Planning Center for cohort analysis.
  • Volunteer scheduling exists but most churches still use Planning Center Services alongside it.
  • Roadmap priorities are unclear — it's hard to tell which acquired product is actually getting investment.

Pricing

Tithe.ly's pricing is the most fragmented in the category because there are so many products. Giving is free monthly with per-transaction fees of about 2.9% + $0.30 on cards and 1% + $0.30 on ACH. The Pro tier at roughly $39/month lowers those rates and is worth the math at higher volumes. ChMS standalone is around $49/month. Sites is around $30/month. The App is around $40/month standalone. The All-Access bundle pulls all of these together for around $159/month and is the right pick if you'd otherwise buy three or more pieces separately.

The pricing strategy is to use Giving as a no-cost wedge, then upsell into the bundle. That works honestly for the small churches it was designed for, where the free Giving plan really is free. For mid-size churches, run the math against Planning Center's modular bill before assuming Tithe.ly is cheaper — once you cross 400-500 people on the All-Access bundle, the gap narrows considerably and the depth difference per module becomes the deciding factor.

PlanPriceIncludes
Giving (free)$0/monthFree monthly platform fee; you pay only per-transaction processing on donations.
ChMS$49/monthTithe.ly ChMS for membership, groups, attendance starting around $49/month.
All-Access bundle$159/monthBundles Giving, ChMS, Sites, App, and Messaging for one monthly price.

Transaction fees: 2.9% + $0.30 (credit) / 1% + $0.30 (ACH); slightly cheaper on Pro plan

Alternatives

Verdict

We'd recommend Tithe.ly Giving for almost any church under 500 people that needs online giving without thinking about it. The free plan is a real free plan, the donor experience is fine, the migration help is genuinely useful, and there's no contract to negotiate out of later. Even churches running Planning Center or Breeze can sensibly stack Tithe.ly Giving as the giving rail.

The All-Access bundle is a more cautious recommendation. It's the right pick if your alternative is paying separately for Squarespace, Mailchimp, a giving processor, and a basic ChMS — at that point the bundled price is the genuine value. It's the wrong pick if you have any meaningful depth requirement in volunteer scheduling, kids check-in workflows, or cohort reporting, because each individual module is the weaker version of a category leader. For a 600-person church, we'd prefer Planning Center plus Tithe.ly Giving over the bundle, even if the total bill is similar.

Frequently asked questions

How much does Tithe.ly Giving cost?
The free Giving plan has no monthly fee — you pay only per-transaction processing, about 2.9% + $0.30 on cards and 1% + $0.30 on ACH. The Pro plan is around $39/month with lowered processing rates, which pays off once your monthly giving volume crosses roughly $10-15k.
What is the Tithe.ly All-Access bundle?
Around $159/month, it bundles Tithe.ly Giving, ChMS, Sites (website builder), App, and Messaging into a single subscription. It's the cheapest way to get website + app + giving + ChMS in one bill, though each individual module is less polished than category leaders.
What's the difference between Tithe.ly ChMS and Breeze?
Both are owned by Tithe.ly. Breeze is the older, more polished product at $72/month flat with unlimited people. Tithe.ly ChMS is around $49/month and integrates more tightly with the rest of the Tithe.ly suite. For most small churches buying ChMS standalone, Breeze is the better experience. For churches buying the All-Access bundle, you're getting the Tithe.ly ChMS.
Is Tithe.ly safe and PCI compliant?
Yes. Tithe.ly is PCI Level 1 compliant, donations are processed via Stripe, and donor data is encrypted at rest and in transit. Year-end giving statements are generated automatically and meet IRS requirements.
Can I switch my recurring donors from another platform to Tithe.ly?
Yes, and Tithe.ly will actively help. They have a documented migration process that includes tools and concierge support for moving recurring gifts. The donor side typically still requires re-authorization (a regulatory constraint, not a Tithe.ly limit), but the church-side data and history can come over cleanly.
Does Tithe.ly Giving work without the rest of the suite?
Yes. Tithe.ly Giving is a perfectly valid standalone giving platform. Many churches running Planning Center, Breeze, or other ChMS systems use Tithe.ly Giving as the giving rail because the free plan is genuinely free and the rates are competitive. There's no requirement to adopt the full bundle.
How does Tithe.ly compare to Givelify?
Both have free monthly plans. Givelify charges a flat 2.9% + $0.30 on every transaction with no ACH discount. Tithe.ly charges roughly the same on cards but only 1% + $0.30 on ACH, which is meaningfully cheaper for churches with bank-draft givers. Givelify has a stronger pre-installed donor base in some denominational communities. Tithe.ly has a broader product suite if you want to expand beyond giving.